How to Verify Property Ownership in Pakistan: A Complete Guide
 “How to Verify Property Ownership in Pakistan: A Complete Guide”
Author: Fazal Muhammad Bhutto Advocate High Court.
Buying property in Pakistan can be a rewarding investment—but only if you ensure it’s legally secure. Verifying property ownership is one of the most important steps to avoid fraud and safeguard your money. This guide will take you through all the key steps to verify property ownership in Pakistan.
- Request the Original Title Deed (Registry/Registry Fard)
The title deed is a legal document that proves ownership. Ask for the original and verify it against the government records at the local land revenue office. The title deed should include:
- Name of the owner
- Location and dimensions of the property
- Registration number
- Get the Fard-e-Malkiat (Record of Rights)
This document is issued by the Patwari or the Land Record Center and provides details about:
- Ownership history
- Property boundaries
- Legal disputes (if any)
In Punjab and Sindh, this is now digitized and can be accessed online via:
- Punjab Land Records Authority: www.punjab-zameen.gov.pk
- Sindh Land Records: sindhzameen.gos.pk
- Conduct an Online Search (Where Available)
You can verify land records using online portals:
- Punjab: Enter CNIC or property details on www.punjab-zameen.gov.pk
- Sindh: Use the search portal at sindhzameen.gos.pk
These online records are official and reliable.
- Confirm with the Society or Development Authority
If the property is in a housing scheme or society (like DHA, Bahria Town, etc.), always confirm with their office. Ask for:
- Allotment letter
- Possession letter
- NOC (No Objection Certificate)
- Cross-check with the Local Municipal Office
For urban properties, verify approvals from:
- Building Control Authority
- Development Authority (LDA, KDA, RDA, etc.)
This ensures the property is not built on encroached or illegal land.
- Engage a Lawyer or Real Estate Consultant
A licensed lawyer can verify documents professionally and check for:
- Forged documents
- Pending litigation
- Tax issues
It’s always worth the small investment to avoid major losses.
- Look for Encumbrance Certificate (if applicable)
This certificate shows whether the property has any outstanding loans, mortgages, or legal claims. It’s issued by the land registry office.
- Ask for Tax Records
Check if property taxes are up to date. Unpaid taxes may become your liability after purchase.
- Meet the Actual Owner
Never rely on agents alone. Meet the actual owner, verify their CNIC, and match it with the title deed.
- Avoid Power of Attorney Sales (Unless Verified)
Many frauds happen when someone sells on behalf of the owner through a Power of Attorney. Always verify the document from the notary and registrar’s office.
Final Thoughts:
Real estate investment in Pakistan is booming—but with high returns come high risks. By verifying ownership thoroughly, you protect your investment and avoid heartache down the road.
